Senior Risk Pricing Analyst - Hastings Direct

Our Underwriting department is currently looking for bright and ambitious individuals who have experience working within the financial services sector in either a pricing or analytical capacity and are now ready to take the next step in their career.

The Role

You will be dealing with large datasets and cutting edge analytical techniques with an aim to conduct risk analysis and generate proposals for targeted changes to product, price and underwriting criteria. You will be working in a highly commercial environment where your work and ideas will have a direct impact on the day-to-day performance of the business.

You will be working directly with the risk pricing manager on a variety of pricing projects, as well as coaching and supporting less experienced members of the risk pricing team.

Your remit will include the following

Query internal databases and use external data sources to generate analytical datasetsUsing innovative tools & techniques, conduct segmented analysis to find trends in the data that identifies areas of mispricing or adverse performanceApply underwriting judgement and real-world experience to uncover intricate relationships in the data that explain risk behaviourCollate your findings and propose recommendations to senior stakeholders to improve business performanceCollaborate on high profile projects that require rapid pace and lateral thinkingContribute to ongoing R&D activity that keep us one step ahead of the marketAbout us

Hastings Direct is a fast growing, agile, digitally focused general insurance provider of products and services to over 2.7 million customers in the UK. We've significantly grown our customer base over the last three years and we now employ over 3,400 colleagues

It's our attitude and the way we run our business that makes us different. We focus on getting it right for our colleagues, customers, company and community. It's a dynamic, flexible, fun and constantly changing environment. You'll enjoy the scope to make a real difference for our customers, influence our company, benefit the communities we work in and have fun along the way.

Required experience

Experience in modelling, usage of statistical packages (e.g. R/Stata/SAS), programming skills and industry or actuarial knowledgeExperience working within a pricing functionExperience delivering commercial targetsStrong academic background with 2:1 (and/or Masters/PhD) degree in STEM/Business/EconomicsDesire to take ownership of your workload and deal with emerging challenges effectivelyAbility to work as part of a team in an environment that demands excellence, reliability, accuracy and working with competing deadlinesGood communication skills and ability to influence others Personal attributes

As a growing department, your role can really help make an impact on both the development and delivery of this function - it will be exciting, busy, varied and challenging so a roll sleeves up, hands-on approach is an absolute must.

Natural problem solver who communicates effectively to all stakeholders.This is a dynamic, fast paced working environment - candidates should be comfortable working within that setting.Great attention to detail - systematic approach to managing your workload.Embraces opportunities to develop and learn - shows a great level of self-awareness and drive. Benefits for you

Please find some of the great benefits we offer here at Hastings Direct;

Flexible working opportunitiesUp to 5% bonus earning potential25 days holidayLife assuranceCompetitive pensionFlexible benefits - buy or sell holidaysDiscounted Hastings Direct productsDiscounted rail travelA friendly, dynamic and flexible environment with a test-and-learn cultureInitial training & support for further development to grow your capabilitiesStructured career path that rewards achievements and solid performance Hastings Group is an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status. Please also note that we have a thorough referencing process, which includes credit and criminal record checks.